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Your example isn't banking.

Anyway, our service is banking in the sense that we operate an item bank - we hold the items (bank is used in the sense that we heap the items into a large mound, in the same way banks got their name because they operated a bank of valuable items). Then, we operate a storefront, giving users access to our bank's held items in exchange for currency (in this case metal/keys), which we also hold a bank of. The two are interchangeable - you can use the storefront both ways, and since we don't have a one-way system like your local supermaket does - only accepting currency in exchange for our goods - the profit made is more apparent, as it is the difference between what we pay you and what you pay us, rather than the difference between what you pay us and what we pay an unknown wholesaler/supplier.

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